We’re pioneering a new approach to credit, enabling Petal Card* applicants to leverage their banking history, in addition to their credit history, to establish their creditworthiness. Our proprietary Cash Scoring technology takes applicants’ income, spending, and savings into account and is helping traditionally underserved consumers across the United States access honest, simple and responsible credit, even if they’ve never had it before.
The engineering team has been up to some exciting projects, including building a customer referral bonus program, planning a new microservices architecture, and creating a path for our customers to improve their credit standing with Petal.
Humble, Collaborative, Ambitious
Why Inclusion Matters at Petal
Inclusion and access to opportunity are at the heart of Petal’s mission. Helping our members make better lives for themselves through our products inspires and drives us, every day.
Inclusion and access to opportunity are also key to Petal’s organization and culture. Being a place that welcomes, includes, and supports people of diverse backgrounds and origins is our shared objective and something we work towards, every day.
Our Shared Beliefs
A Petal team that fully represents the diversity of our current and future members will enable us to understand and serve their needs better.
Petal can only operate at its highest level by tapping into the talents and perspectives of each individual member of our team.
Inclusion of lesser-heard voices is necessary to unlock the creativity, expertise, and views of all Petalians.
Beyond the benefits of diversity, equity, and inclusion to Petal’s business, we acknowledge our responsibility to counteract systemic racism and bias that have existed in our industry.